Our story begins at the end of the 1930’s when, after the old Ha’Emek railway had set fire to the settlements’ grain fields over and over again and the insurance companies had refused to cover this risk, a handful of the kibbutzim of the time decided to adopt the basic idea of mutual insurance and established the mutual agricultural insurance fund.

That mutual fund has come a long way since then. Beginning with field and crops fire insurance, the fund then added coverage for supplies to the farms, tractors and vehicles and, over the course of the years, industrial and liabilities insurance, and in recent years we have also established a subsidiary, the successful Atudot pensions fund.

Over the years the mutual agricultural fund went through several changes of name before finally settling on Bituach Haklai Central Cooperative Society Ltd., which is owned by 280 kibbutzim ,moshavim and associations in the agricultural settlement sector, acts as an insurance company in every sense of the term, authorised to operate in all branches of insurance and, like every other Israeli insurer, subject to state inspection.

Some 60% of all the society's revenues emanate from insurances for kibbutzim and plants and businesses connected with them, and some 40% emanate from insurances for the private sector through selected insurance agents. 
 
 Faced with the need to find appropriate solutions to the size and complexity of kibbutz industry (we insure some 310 plants for more than four billion dollars), we have attained a high level of expertise in this branch of insurance and operate with the backing of leading international reinsurers, who grant us unique and particularly wide-scale reinsurance coverage.

At the beginning of 2002, the new Bituach Haklai management defined our goals and objectives as follows:-

To be a prosperous, innovative insurance company that works throughout the agricultural sector and in all branches of insurance in accordance with business and economic criteria, providing its clients with professional, honest, reliable services, thus ensuring that our insureds will continue to find it worth while to place their trust in us.

Contact:

Bituach Haklai LTD
93 Hachashmonaim ST.
Tel - Aviv 67133
B.O.P 20190
Tel: 03-5632828
Fax: 03-5612379
E. Mail: bth@bth.co.il


 Management:

Chairman of the Board                Doron Satt

Managing Director                       Arie Herman

Deputy Managing Director          
legal Adviser                                 Aviva Peer

Chif underwriter & General       
Insurance Division Manager      Ben -Ami Ironi   
   
Deputy Managing Director           
Financial Manager                       Shmuel Hartshtein

Chief Information Officer             Ziva Hacohen

Deputy Managing Director
Chief Actuary                                 Vered Baron

Reinsurance Department
Manager                                         Shimon Gohar

Claims Department
Manager                                         Alon Weinberg

Agents Department
Manager                                         Yakir Lapid

Chief Risk Officer                         Sebastian Visotsky

Human Resources
Manager                                         Ayala Rabin

Internal Auditors
(Certified Public Accountants)   Rosenblum Holltzman